Frequently Asked Questions
Your Funding Questions, Simplified
How fast can I get a funding decision?
Once all documents are received, funding can be approved the same day. Funds are sent electronically and typically arrive in your bank account by the next business day.
What documents do I need to get funded?
To process your funding, we typically need a valid ID, recent bank statements, and proof of business ownership. Additional documents may be requested based on the funding type.
How can this funding help my business?
- Bridge slow seasons with steady cash flow
- Upgrade or repair essential tools and equipment
- Invest in a renovation or refresh of your workspace
- Purchase inventory to stay ahead of demand
- Cover payroll and keep your team moving
- Take care of urgent expenses or unexpected tax bills
- Launch a new product or service
- Fuel your next stage of business growth
Will my credit history affect my chances?
Unlike traditional banks that focus mainly on credit scores, we take a broader view. Your business’s overall performance matters more to us than a single number. That’s why our approval rate is nearly double that of big banks because we believe strong businesses deserve a fair shot at funding.
How do I secure funding for my business?
What types of business funding options are available?
We offer SBA loans, merchant cash advances, equipment financing, lines of credit, and short-term loans to meet your business needs.
How do I know which funding option is right for my business?
We’ll help you choose the best option based on your goals and financial situation.
Are there any hidden fees or charges?
No, there are no hidden fees. All terms are clear upfront, so you’ll know exactly what to expect.
Can I apply for funding if my credit score is less than perfect?
Yes, we focus on your business’s overall health, so even if your credit score isn’t perfect, you may still qualify.
How do I apply for business funding?
Simply fill out our online application with basic business information, and we’ll review your request quickly.