Take Your Business to the Next Level with a Term Loan
A Term Loan is a straightforward financing option where businesses borrow a lump sum of capital to be repaid over a predetermined period, typically with fixed interest. It’s perfect for businesses seeking to make a significant investment, like upgrading equipment or expanding operations.
Key benefits include:
- Predictable Repayments: Fixed monthly payments for easy budgeting.
- Upfront Capital: Receive the full amount you need right away.
- Long-Term Planning: Ideal for long-term growth or capital investments.
With a term loan, your business gets the funds it needs to take on ambitious projects, while enjoying clear repayment terms to ensure manageable debt.
Ready to invest in your business’s future? Apply for a term loan today!

When to Use a Term Loan for Maximum Impact
A term loan is best used during key moments in your business journey. It provides fixed capital you can use strategically to support growth or manage major expenses.
Here are smart times to consider one:
- Launching a New Product
Use funds to cover development, inventory, and marketing costs. - Handling a Large Order
Quickly scale operations to meet demand without hurting cash flow. - Opening a New Location
Finance lease, renovation, and staffing expenses with ease. - Refinancing Existing Debt
Consolidate high-interest debt into one manageable loan. - Upgrading Equipment
Invest in tools or technology that improve efficiency and output.
Explore your options today. Let’s find the right term loan to match your next big move.
Our Funding Process
Our funding process is quick and straightforward, built to get you the capital you need without the usual hassle. From the initial application to final approval, everything is streamlined so you can stay focused on running and growing your business.
Application
Complete a quick online application and upload your recent bank statements. It only takes a few minutes to begin your funding journey.
Fast Review
Our team reviews your application quickly so you get answers fast. Most funding decisions are made within a few hours, helping you move forward without delay.
Get Funds
Your capital is sent directly to your business bank account. Most funds are delivered as early as the next business day, so you can move forward without delay.
Fast Track Your Approval
Start your journey to business funding with our easy and efficient process. Submit your details and documents now to begin your funding review and unlock the support your business needs.
Other Services
Explore a variety of tailored funding solutions built to drive business growth, including SBA loans, term loans, equipment financing, merchant cash advances, as well as personal loan options. Each solution is designed to provide fast, flexible, and dependable access to capital that aligns with your unique needs.
Unlock flexible financing built for your goals and find the option that truly fits your business.

Frequently Asked Questions
How fast can I get a funding decision?
Once all documents are received, funding can be approved the same day. Funds are sent electronically and typically arrive in your bank account by the next business day.
What documents do I need to get funded?
To process your funding, we typically need a valid ID, recent bank statements, and proof of business ownership. Additional documents may be requested based on the funding type.
How can this funding help my business?
- Bridge slow seasons with steady cash flow
- Upgrade or repair essential tools and equipment
- Invest in a renovation or refresh of your workspace
- Purchase inventory to stay ahead of demand
- Cover payroll and keep your team moving
- Take care of urgent expenses or unexpected tax bills
- Launch a new product or service
- Fuel your next stage of business growth
Will my credit history affect my chances?
Unlike traditional banks that focus mainly on credit scores, we take a broader view. Your business’s overall performance matters more to us than a single number. That’s why our approval rate is nearly double that of big banks because we believe strong businesses deserve a fair shot at funding.